Thereisnothinglikeabirthdaytogiveyouachancetolookbackonwhatyou’veaccomplished,andalsotothinkaboutwhat’sahead。

TheFICO?

Scoreis25yearsoldin2014?

Introducedin1989,itdemocratizedaccesstocreditbyremovingmanyofthebarrierstofairlending?

Forthefirsttime,lenderscouldassesssomeone’screditworthinessscientificallyandobjectively。

Overthelast25years,theFICO?

Scorehasadaptedtoremainingthemostpredictiveconsumercreditscoreinarapidlychangingeconomiclandscape?

Throughboomtimesandbust,theFICO?

Scorehascontinuedtobethecreditscorethatlendersturntoyearafteryear。

WhiletheFICO?

Scoreworkswellforthe200millionAmericanswhohaveatraditionalcredithistory,therearenearly30millionAmericanswhodon’tbutstillmayneedanddeserveaccesstocredit?

HowwilltheFICO?

Scoreofthefutureaddressthisissue?

What’saheadinthenext25years?

Nooneknowsforsure,butwearealreadyworkingonavarietyofoptionsandexaminingdifferentkindsofnon-traditionaldatatofigureoutwhatwillhelpusassessthecreditworthinessofconsumers。

We’realreadyonthe9thgenerationoftheFICOScore,andwehavenointentionofeverbecoming“yourfather’sFICO?

Score。

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InnovationisinourDNAatFICO。

Tocommemorateourpastandgiveapeakintoourfuture,we’vecreatedawebsiteforallthingsFICO?

Score?

WehopeyouvisitandcomebackmanytimestolearnallthereistoknowabouttheFICO?

Score–past,presentandfuture。

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FICO